We have number 1 in Australia... It just costs a fortune.

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And how many have that fortune?

Hubby and I have it. You have to have it here for your whole family once you earn over a certain amount or else the gov takes an additional percentage of your income at tax time.

A lose-lose scenario. That's nice.

That's government for ya 🙄The irony is we could easily have paid for every medical emergency that has come up. But we'd also have more in savings so be more ready for the next one if we weren't forking out thousands every year or paying the thousands the gov would take if we didn't. I guess if I want to look at the bright side... I got a private room when I was in hospital for a few nights, I got a free surgery and didn't have to be on the waiting list for years like my friend who had the same surgery and cheaper dental/free check ups.