I always wonder about how many plebs use credit cards that give them a btc reward on purchase. Personally, I can count the number of times I've used a credit card on one hand. As we move forward and as the lightning network moves forward we'll not need the credit cards right? Direct lightning payment to vendor, no third party and no bank intermediary. Would be interested to hear what companies like #[0] think about the direction that payments take into the future. I may be naive to the extent that traditional vendors will be willing, at present at least, to jump into integrating lightning directly as a payment option.

I pay rent, buy food and pay for public transport so I'm not the "model" consumer but still as a keen advocate of btc/lightning would like to hear how you think the consumer and consumption models evolve.