I find it interesting how my entire mindset shifted around fiat.

Normie friends tell me they need fiat in a "savings account" to feel safe.

I cannot sleep well if I have a lot of fiat sitting somewhere.

How can you sleep if you are sitting on a melting ice cube?

I only feel safe if I'm short fiat.

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If it matches your expected fiat expenses in a short timeframe and the bitcoin pile is big enough anyway, I'd say it's all just a matter of making cashflow as hassle free as possible.

But of course, sitting on a big pile of fiat and it's the only thing you have... my father used to do that and he literally watched decades of his hard work to melt away.