• Step #1: Load KYC funds to personal node A

• Step #2: Open a lightning channel to a large node

• Step #3: Have another large node open an equal or greater channel to personal node B (may have an open fee)

• Step #4: Send from A to B the entire amount, at once or in parts

• Step #5: Close channels

Alternative:

• Step #1: Load KYC funds to personal node A

• Step #2: Open a lightning channel to a large node

• Step #3: Use a LNBTC to BTC payment service send to personal node B your full amount or in parts