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its like a chicken and egg situation for me since i am in healthcare and people like my wife needs healthcare.

funny is, even if i can afford insurance (which my wife actually has) but because the gap in insurance law in malaysia, they wont be paying for her treatment since it falls under obstetrics cases.

damn it 😢😭

sms 2y ago

To me seems that it all leads to government distorting the healthcare market to the point that even healthcare workers can’t afford it!

Such distortion seems achievable only on purpose, through government policies, usually intended to benefit some powerful government cronies or for public vote buying.

US is the best example, where most patients cannot afford either good medical insurance, or the best care, if any, even though medical staff compensation and technology is second to none!

As i read, that was not so, until their government began limiting wages during WW2.

So, companies began to offer medical insurance to enhance compensation.

Then, when government began directly meddling in medical funding and pricing with their Medicare and Medicaid programs for low-income patients, and VA for military retirees, affordability for the middle class like you was completely demolished.

It seems the owners of your territory are following the same template, probably for same political reasons - enriching cronies and vote buying. :(

Is that possible?

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Discussion

Disturbia 2y ago

in many ways, yes, though these misappropropriation does not directly comes from the healthcare organisation itself.

doctors, dentists, pharmacists alike are told we are demanding because we demand for permanent posts instead of contracts. we were hushed off when we request for claims when the doctors were transferred to remote areas only accessible by planes. we were minisculed when we demand fair oncall pays as mentioned previously.

yet, it was revealed that politicians are getting 60% pensions by merely working for 60 months (5 years) whereas civil servants are required to work a minimum of 360 months to get the same benefit.

and if a politician holds a parliamentary post and a ministry post and a state assembly post, he or she will received 3 pension, not one!

a parliamentary politician in office on paper get a relatively miniscule pay, but when review their allowance, its absurd.

basic pay : MYR16,000 a month

fuel allowance : MYR1500 a month

phone bill allowance : MYR900 a month

drive allowance : MYR 1500 a month

entertainment allowance : MYR2500 a month

special allowance : MYR1500

= MYR23,900 a month.

other perks

parliament / meeting attendance : MYR400 per attendance

handphone allowance : MYR2000 every 2 years.

laptop allowance : MYR6000 every 1 term (5 years)

formal clothing : MYR1500 one off + MYR1000 every 3 years.

note that the median Malaysian income is MYR3037.

yet, junior doctors are only paid MYR4000 month,

A senior doctor in the govt which 7 years experience get approximately MYR 6000 a month,

a government specialist get additional MYR2500 to whatever a regular non specialist doctor of his years get.

sms 2y ago

Yes, the politicians are everywhere robbing everyone they claim to “represent”.

Is there a doctors lobby group that can advocate for legal framework to allow this subscription compensation to cut out the government and commercial insurance bureaucrats?

Disturbia 2y ago

Yup.

We have a few.

MMA the main one.

Hartal Doktor Kontrak is the left wing.

MMI & IMAM the others

sms 2y ago

Do you know which solutions they advocate to the problems you mentioned?

Disturbia 2y ago

Nearly all of it, minus the politicians pay. They are quite united nowadays.

sms 2y ago

Including a legal framework for this subscription model?

Disturbia 2y ago

oh no. we havent even discuss the social insurance model even yet. it was part of the national whitepaper for health but got postponed

sms 2y ago

Have you ever heard of Dr. Devi Sheti cardio hospital in India?

Does that exist in Malaysia?

Disturbia 2y ago

None that i know of

sms 2y ago

That’s a model proven successful and lucrative over many years.

So, i can see why doctors are leaving and why they should: your lobby groups are stonewalled by bureaucrats and politicians into ineffectiveness. No legal framework exists to change the status quo through systemic innovation.

My associates and i are contemplating some small healthcare related investment, related to Dr Sheti concept.

When you are finished with studies and not so busy, perhaps details might be interesting to you.