No I'm not a universalist. I don't believe that everyone goes to heaven. I believe that that Mat 7:13 says what a plain reading of it means. That those who die without Christ are destroyed.
I believe there is a hell, but I reject any insinuation that God (as one who let's the human image bearers that He created and deeply loves more than I could ever imagine) sends people there to suffer eternal conscious torment. I believe they might go there suffer for their sins, but are then destroyed. Fire consumes, and when it runs out of fuel (or sinfulness) then it goes out. Jude mentions Soddom and Gomorrah in reference to hell and suggests that they are an example of eternal punishment. Are they still there eternally smouldering for us to look at and say, "oh we shouldn't commit sins"? No, they're not. They are consumed for all of eternity.