I do not think lightning is as easy, or intuitive people say it is, and people who propose it typically tend to utilize centralized services which address most of the harder aspect to it.
It's not about what's easy for a 120+ iq European/American earning $65,000 to $130,000+/year could do it.
It's about whether or not someone in a poor region could open, and self host a lightning channel.
I would say I'm a fairly competent person myself, and I have dabbled with lightning as well, and I am aware of people who I believe to be more technically capable, and more intelligent than me, who have also had issues especially with routing, etc. Including Bitcoin Maxis who preach the virtues of lightning.
