The travel rule is not an EU invention, it comes from the #FATF which is dominated by the USA.

Of course the EU should have protected its citizens and not implement any of this crap. Instead it enthusiastically embraced it.

Not legal advice, but it's probably better to outright refuse than to commit fraud, especially when it comes to AML compliance.

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Fair point. Perhaps a bit cavalier on my behalf, but it was two transactions and I then later took my business elsewhere.

Yeah it's especially good to let companies know they're losing your business. Perhaps it motivates them to lobby for proper privacy respecting legislation.