Maybe suggest one other option for easy buys. I had a very hard time getting approved on Strike. Customer svc is not great, although once you're in, it just works. River is another great one, btc only, and they also let you withdraw to a lighting address. A new feature is you can hold cash on River and earn interest in btc. FDIC insured, just like a regular bank.

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How hard is it to get BTC into fiat with River, seems like it is integrated AF honestly.

Limits, in and out, hold times, etc.

Say I have a River account and lots of BTC in Cold Storage. I need some, emergency happens and I want fiat. I put 15K of BTC into River, when how can i use it to say pay a huge bill that has come due?

I need to learn more about river but like most folks once you have a few places that work, you stop trying new places.

Honestly i have not tried moving btc into cash on River. But you link your bank acct, so should be no harder than vice versa. I just dca direct from our bank to River, then move to self custody after a certain amt. If you set up dca, there are no fees, i love it. And they are based in Austin. I have called them several times to ask a question, and a helpful human answers. Might be important for a newbie. Just last week we moved some cash from a crappy savings acct to River instead, i'd rather earn interest in btc than a crappy 1-3% cash. Oh, and i really like that you can withdraw with lightning too. Pretty convenient. All their limits are posted on their site, i just havent run into any issues with that, so not sure the amts.