Yes, it will be terrible for privacy.

But, is it going to be very different than what we have today?

As long as we use any bank, fin tech like Revolut, card like Visa, the government can anyway easily get access to all transactions.

Yes, CBDC will make it even easier.

But I worry that, privacy, we don't have even today, unless we just cash or Monero or Bitcoin in a very deliberate way.

And even then, there are cameras everywhere.

But, on the other hand, Revolut money or Visa money is at least not programmable.

I can buy as much beef and gasoline as I want, if I can afford it.

Though issue.