I mean all signs as in that’s where we’re headed whether they are for or against.

I don’t see a true CBDC in the US right now, but I see everyone (mostly) uses centralized, digital dollars through apps like Venmo, PayPal, X (soon), and the major credit card companies.

This has all the downsides of a government CBDC with none of the few upsides of it being run by public entities vs private.