I think a lot of people would like to opt out of certain features of our economy or society, be it Social-Security-as-Ponzi-scheme or nonstop coverage of the presidential election, but they don’t feel like they can.

You can opt out of inflation though, at least with your savings vehicle. It may not prevent you from having to pay more for groceries every month, but saving in scarce assets will prevent you from having to pay more for a house with each passing year.