Yea that's a good assessment. I'd argue they've been working on that already.

Do keep in mind that central banking and the federal reserve will find ways to make decentralized currency a difficult process for those that engage in it. Besides making it illegal and shutting down exchanges, they will probably offer an alternative.... but THEIR OWN alternative..

It will look like decentralized in that it's digital but it'll be centralized...welcome in the CBDC of the future 🙃