I think people generally associate money with representing virtue to some degree. At least that’s the assumption here. Most people are good I find and I also feel the majority are good in truth so one is usually safe to assume money exchanged for goods and services is given and taken in good faith, I would say. Therefore one way to accumulate money would be to exchange virtues for some store of wealth to redeemed when virtues are required from some other source… 🤔 ?