There will always be inequality because people have different talents, inclinations etc

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absolutely - not everybody need to become millionaire or listed in forbes - issue is that in many places (countries/cities) where these billionaires lives/visit have next them hungry n homeless people not far away from where they think !

as compare some few cities where u find no beggars or homeless

Yeah, absolutely! Culture and lack of education driving people to make bad choices. Also, governments contributing to it by making people dependent.