For the self custody side, do you have to open a channel like in Phoenix or Zeuspay?

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Nope. I think it uses “spark” which is new to me, but it’s another bitcoin L2. Still need to read up more on it.

That definitely keeps it simple. Newcomer friendly is always good

Yea, and the key with any of these wallets is to only keep pocket money amounts on them. Even plain old self-custody lightning where you open a channel to someone, you shouldn’t be keeping large sums of money in them. But for spending amounts, a reasonable amount of cautious risk is ok.

Agreed. Keep most on L1 and move stuff around when needed

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