yep, I agree.
I choose 3. with mathematics, and I can say that clown world hasn't impacted the subject, probably because:
1. it has a super old tradition
2. mathematicians are weird and don't care about status
3. and there isn't much money to be managed
This doesn't mean it was worth it, on the contrary the last 2yrs I studied from books and YouTube and never gone to lessons because I was also working.
But to be fair, going back I would choose the same thing because after highschool it would have been difficult to study on my own without any kind of fundamentals.