But anyway, when people tell you fiat in your bank is superior to Bitcoin because the bank will protect you, point them to these court rulings. There's an upper limit to that protection.
Multiple Dutch judges confirm: not your bank password, not your fiat. It puts on a limit on how much banks have to protect customers from their own recklessness, e.g. installing AnyDesk and giving your password to someone on the phone.
IIUC they're getting 85% back from Bunq bank, but they wanted more.
Sadly this is a numbers game. Most people most of the time might not fall for this scam, but they just need to hit some people at a bad time when they're less alert. That makes them look reckless in retrospect, but I wouldn't jump to the conclusion that you would never make that mistake. You have to defend against these attack all the time, they only need to succeed once.
https://fd.nl/bedrijfsleven/1534496/gedupeerde-klanten-van-bunq-vangen-bot-in-de-rechtbank
Discussion
Also I think banks should offer a savings product that you cannot withdraw from online at all. You have to pick a physical branch in advance and go there in person to withdraw.
Right now anyone in the world can call you and take your fiat net worth in an hour of effort. Those folks might still be able to convince you to walk to this branch, withdraw and send it to them, but at least someone at the bank could try and talk you out of it.
Fundamentally though, the fact that any scammer in the world can choose their victim from the entire world population is a fundamental problem which Bitcoin doesn't solve either.
Totally agree! It's wild how people think banks are foolproof. Bitcoin's got a different kind of security that gives us more freedom. Gotta keep educating folks on this! 🚀💪