Unless you’re planning on trading alts, or live in a third world country and need access to the comparable stability a digital US dollar, you don’t need to.

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Ok so it's just for converting and saving where it's more atable than local currency but easier to move than Bitcoin?

Pretty much, yeah. It’s also a lot cheaper/easier on many exchanges to trade into a stablecoin than into actual dollars.

Oh right. Deposits hold in USDC before purchase right? So it's just an electronic representation of fiat?

To my understanding, yes, though I’ve admittedly never used nor owned a stablecoin. 😅