In 2016 when I lost my job, Bitcoin and Monero supported my family for several months. I'd be pretty crypto wealthy today if I hadn't cashed out all that coin, but you gotta do what you gotta do. No regrets.
Discussion
I'm glad that you have overcome those bad situations. As long as you're happy and grateful with those decision, it's okay. :)
Although not very similar, i've once experience a bit financial trouble, two years ago, me and my family got covid and needs quite a costly treatment. Thankfully, i can spend some of my sats to cover the cost. I didn't regret a bit to spend those sats in times of need.