That's a loaded question..
Trust wallet?
Mycelium?
Zeus???
Blockstream Green?
Anything else is full of concerns...
Discussion
I mean just thinking from scratch - feature, UI, UX wise
The fact that the question exists, is proof of the necessity for something like this and the fact that it does not exist.
“Do not try to bend the spoon. That’s impossible. Instead, only try to realize the truth: there is no spoon.”
At some point you decide to become one with Bitcoin or you don't.
Trust is full of concerns. Please don't ever recommend it.
I don't.
That's why I said its a loaded question and included question marks meaide it.
Not Zeus, unfortunately
Normies ain’t gonna manage channel liquidity
I suggest either Aqua or Blue Wallet.
Aqua for beginners because it's so easy to navigate. It can receive Lightning & Liquid (stored as Liquid) plus on chain payments. Liquid swaps easily to onchain inside the wallet.
Blue Wallet can be used by beginners or advanced users. Easy enough to setup for basic beginner use as a send and receive hot wallet. But has many bells and whistles hidden away.
Eg. has Plausible Deniability setting so that you can log into a different wallet if under duress. It'll also import watch-only wallets which you can use with your HWW signing device.