I recommend you play Watch Dogs 1, 2 & Legion that might put things into perspective for you idk if Luigi played them but he killed a ceo. Who not only thought but made it so that the decisions of approvals & denials affecting peoples lives in the hands of AI & not a human.

I'm not for murder but when you speak of destroying families that's what an AI will do because it's mathamatical probability & not human. Watch Dogs warned of all of this happening years in advance. First it starts with health insurance then bank loans, then car insurance & then the self driving cars will malfunction only when someone who is of bad credit, stuck in debt for long term.

Basically if you had bad credit all around it's better off you die in an accident because they already predicted how it will affect children or inheritance & then will focus on them.