“Not possible to avoid” is a fairytale created by the companies to lessen their responsibilities. Was it hard to research the space for such lessons and learn from them? I am fully aware of what can and cannot be done, and that is why I am very critical of any company that takes their customers’ trust lightly or for granted. If the core of the business is to maintain a balance sheet of financial records, and you take your customers’ money without ensuring that the record is safe and accurate, you should not be in that business, period!