Appreciate the zap! Doing some calculations, and I think I'm going to take the 10% penalty (on earnings) on an early withdrawal. If Saylor is right and btc is 30% year-over-year even for a few more, I'll be able to pay the IRS the penalty ten times over. The most aggressive allocation in my portfolio is topping out at 12%. Except for MSTR and IBIT. I went light on CEP until that ticker changes!