Prior to taproot, single sig fees were cheaper, and one could distinguish single sig addresses from multisig which kind of defeated plausible deniability.

I’ll keep hitting you with a wrench until we find all m-of-n.

After smashing 24 seed words x 6 sets… I’m going to need some incentive or incident to change. That’s probably the biggest downside. 6 backups is a lot to hammer into washers.

at the time, I told my girl, “this is why they call it proof of work”

Also, the wallet that all 3 keys combine to reveal, that can also be a dummy wallet that you can preload with a honey pot, and then add a 25th word passphrase for your REAL wallet.

Now we got SeedXOR + 25th word with 4 alarms at 3 locations for 2 “levels” of wallets.

I did use multisig beforehand, but i geeked when I found out about SeedXOR. Again, taproot probably changes things a bit, but I haven’t looked at that yet.