credit card companies don't make any money from people like me. i pay my credit card or charge card charges once they clear. wait til they find out how often i still purchase with cash.

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Whats a charge card charges? I mean you get a bill and you clear the bill.

charge cards don’t have spending limits. penalties for non payment are much higher.

Gotcha. Never heard of it. Above my paygrade 🤣

Does waiting until the end of the month cost more?

i don’t know. does it?

It does. How interesting

Wait nvm it doesn’t

I always thought credit card companies made money by analyzing your spending habits and selling that

perhaps, not everyone is susceptible to their evil schemes. they make money from the vendors in fees. when you use your credit card to purchase, the store pays a percentage of the amount to the cc company. they also make money from the purchaser from penalties when they don’t pay on time.