You ARE special. The new elite.

So, this fee applies for new customers that sign up after date X or to all customers?

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*new customers

I think because I was very early I remain on the original fee.

Also I DM’d Seamus (the CEO) on Xitter about their shit app and have been helping them on the technical front.

I threatened to open my own bank and compete if they didn’t sort out their issues

That's the spirit.