Why is nostr:npub1m0ney2gz8r4przevwl6hmsr63m9ckcy3skllakl4mqemnc65pwfsv4dqkw focused on building a product based around a KYC-friendly geofenced custodial wallet?

What is the barrier to getting BOLT-12 finished and removing the web server obstacle to non-custodial static Lighting addresses? Is this something we’ll see before the end of the decade?