That’s honestly a bit much. I’m down with anything above 1M sats, i get antsy with more sats on an exchange

I’d say anything over 0.01 is fine. Like a fiat wallet though, you want some bills that are $1, $5, $10, $20, and $100 so you don’t have to spent larger UTXOs if you don’t need to

So far I go with 0.01.

Everytime you spend some of that large 0.1BTC UTXO you reveal you have at least that much in your possession - which could be potentially dangerous over time.

I aim for 0.01 BTC as well.