You sound like Nouriel Roubini :).

Let's agree to disagree: for me it's the democracy of money for you something else. What is really important is that it works for both of us.

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Sure. But being non democratic is of utmost importance for me. Otherwise the system could change if a democratic majority decides to change it.

I've seen too many times what happens to democratic systems.

Spoiler: it ain't nice, specially for minorities.