I did not want to open the msat rabbithole, but you are totally right. Of off-chain there could even be nano sats.
Let's forget for a second about the "lost coins"
in sats (based on an earth population of 8 billion):
262500 sats per every human being
and then one step further:
https://stacker.news/items/193544
on LN we have msats
x 1000
= 262 500 000 msats
indeed - that should be enough for a start
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