I'm currently 20 min into waiting on hold to try and activate a "gift card" my friend thought they bought me for our local grocery store.

Turns out it's a prepaid bank account and they're legally required to get every piece of personal info I would need to give for opening a full bank account in order for me to access the huge sum of $20 my friend paid $22 to load onto it. But there's an option to give them less personal info so I can use it in a "limited capacity" at only the grocery store. You know, like a traditional gift card that this card is masquerading as.

This is why the legacy system will lose, how much human potential is wasted on these pointless meaningless wastes of time when we can just zap each other and settle instantly? BTC makes legacy finance adjust for the new economy or go extinct.