Whats a ₿itcoin Mortgage look like initially as the fiat and ₿itcoin economies co-exist

The dilemma.. you’re holding 10BTC worth a million in a hardware wallet.

Your wife wants the 400k house but you don’t want to sell and lose your HODL

Enter your ₿itMortgage.

Borrower deposits 4BTC into a joint wallet with the lender. These ₿itcoin can’t be moved by either party without consent of the other.

The house note and deed are held traditionally and priced in fiat. The unique part would be when you make your monthly payment the principal portion would reduce your principal balance on the mortgage and also release an equivalent portion of the ₿itcoin back to your self custody.

The fiat value of the bitcoin is not considered. The bitcoin would be on a release schedule

Still thinking