Who enforces the rules you agree upon?

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The respective parties. If you don't want to be in that agreement anymore, you move out of it. You enforce it by adhering to it. Just like bitcoin.

You consent to the rules upfront (unlike being born to a state that then keeps adding amd changing rules without your explicit OK)

If someone breaks the rules it can also be dealt with, eg. with arbitrage.

I'd recommend to read Paul Rosenberg's "Justice Without Force". I can share the doc with you if you have trouble finding it.

Please do.

Sent to your email, oldschool enough :)

So you can't have contracts without a ruler?

You can have contracts without an arbiter that has an ability to enforce it.

that's completely irrelevant

they are a force, but no rulers