Me too, I hadn’t been using it until I saw nostr:npub1cn4t4cd78nm900qc2hhqte5aa8c9njm6qkfzw95tszufwcwtcnsq7g3vle discussing how he was using it for btc backed loans to avoid the taxable event of using btc a few weeks ago. That said I’m using the ā€œtaxable eventā€ as motivation not to touch my savings šŸ˜‚

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I just stumbled upon that to when I opened the app. I didn’t know it had the ability to do that. But it’s 10% interest. It’s a bit much.

I doubt I’ll use that feature, but it’s a better rate than pawning something or getting a payday loan.

True.