Subnostr

Write down your 12 words

Put it in a safe

Save it to your Cloud

Don't entrust your money to shitty electronic devices

A cloud is an electronic device, and most likely one that someone else owns.

Paper, sure, if you have no intent to spend regularly.

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Personally... paper, in a book somewhere seems way more secure these days. Hidden in plain sight.

Depends on your threat model. Paper is ideal because its simple and easy to keep offline, but it does have nevatives.