Studying money and the utter chaos of central bank helped me understand the anarchist philosophy, but I still think local village-style governments would yield better results than nothing at all.

Maybe because I grew up on a small island and got to see the village format work really well.

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A world of 10,000 city-states

10,000 central banks

They would arise regardless. It doesn't matter much how the contracts are particularly arranged, but the density of them will approximate a local set of standards and customs that one might see in a village.

Sounds like a good plan except that it goes against human nature to have many tiny governments that don't engage in power consolidation over time.

Maybe it could work with #[3]