I always find myself at crossroads when it comes to jobs vs building on my own and looking for advice here.

I have a debt that needs clearing. That debt is a result of my masters pursuit im currently in.

To clear the debt I am building something that will hopefully earn, while everyone else is in a job rush. I come from a tier 3 city with no with a mother to look after

Now the consequence of this is I dont get time to apply to jobs. And if this fails, ill be left with no job and a debt. Advice around me says aggressively hunt jobs, so does my brain, but my heart, i know im built to create and rides me with guilt when i dont.

What in this case should I do?