This one I do check, at least once a month.

I understand your POV, but it is easily check able both the easy way (gettxoutsetinfo, getblockchaininfo) or writing a small program to calculate “manually” based on the reward logic.

I agree with you on where we choose to place our trust. But it is a lot better when you can trust and easily verify, right? In Bitcoin you can.

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its awesome that you verify it yourself,

seems like you should just be summing the utxoset however...

its more difficult to do the same on monero and therefore generally a higher level of trust is needed

but it's not fundamentally different.