I agree that it’s better to plan in a way that allows you to secure a bigger share, especially if you believe in Bitcoin’s future. But there’s no need to stress out or feel like you’ve lost just because you “only” have 0.1. Even 0.01 is much better than nothing.

So accumulate as much as you reasonably can, but without going overboard, without taking on debt, and without putting your current life at risk.