Bitcoin will make housing more affordable.

As bitcoin's utility as collateral becomes more recognized over time, people will realize that it is a better store of value than real estate.

There’s no longer a need to store wealth in property, as BTC can take that role, allowing the monetary premium currently embedded in real estate to flow into Bitcoin and letting property prices return to reflect actual utility.

Even though this is a long process, it’s one of Bitcoin’s most important second-order effects: more affordable housing.