I am not sure about this part "What I am failling to do is to use my app (a replit app) to access my node or wallet and pay an invoice."
However, with Alby Hub you can easily create sub-wallets for your kids and set defined budgets, with renowable monthly/weekly limits, etc.
We also introduced lightning<->onchain swaps inside the app lately
I will try the paid web service tonight to try it. For what you said you will have it all I want and more.
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