This is my biggest complaint with lightning. I wish self hosting was a primary design consideration. If it were easier to self host, it would be a better 'fuck you money' IMO. Ever since I started listening to podcasts on lightning, I wanted it to fail to start a different layer 2

That being said, many cool things are happening in lightning. Maybe it will get easier

I am just using custodial services and don't keep more than I'm comfortable losing.