Yep pretty much every big bank in the world has a similar ponzi scheme ongoing, fractional reserve make that happen, problem is, it is by design, they will keep bailing them out until the end of the $US, possibly to give birth to the CBDC, once that is done, the banks are just middle man, the Central Banks can deal directly with the plebs...

Fix the Money, fix the World.... As you said, at this pace, people will realize #Bitcoin is the way to freedom