In the case of Lend by Hodl Hodl, the lender controls one key, the borrower controls a second key, and Hodl Hodl controls the third key to be used only if a dispute arise between lender and borrower.

If you need more information please send your question by email to support@hodlhodl.com

We will be happy to help you.

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Ah OK so in this case nostr:npub1yul83qxn35u607er3m7039t6rddj06qezfagfqlfw4qk5z5slrfqu8ncdu is not a lending service but a P2P lending platform. Interesting if will look into it

Any doubt, we're here to help.