If 56 million people have bank accounts in Thailand (according to Gemini) and 3 million have been frozen, that means it is about one in twenty.

5.3%

Even if the new rules come into play that means, by rule of thumb, 5% of your payments do not get to you and are frozen.

That means PrompPay would have an implicit fee of 5%, more than credit cards.

Hmm.

Just rule of thumb, back of the envelope thinking.

#siamstr