California sucks ass.
Getting taxed like nobody's business.
Gavin think he owns our paychecks.
Discussion
You owe every American T bond holder. Not our problem you decided to "move the reserve to the potential of the American worker" from gold. So now, since I've loaned you my money, you better earn that yield
Why would anyone hold bonds bro unless your 80 years old, or earn more than $250,000+/year, and literally have nothing else to do with that money 🙃?
"risk free"
Historically yeah, now not so much 🫤.
It's an iffy investment.
I'd only say utilize it if your net worth is already $250,000+, or you're nearing retirement in my opinion (not financial advice).
You could get higher yields from a high yield savings account nowadays with the same amount of "safety".
It has its place. Banks can't bail you out, only the central bank 😉