That's a fair comment. Though I wouldn't feel comfortable recommending others to Stack on anything but main chain due to the security aspects and LN pretty much still being in beta. But I guess tough times need workarounds. Most of these solutions are a bit beyond the newcomer though and will definitely slow down the pace of individual adoption.
I think there will be a lot of hurt people this bull run. Those who didn't manage UTXO's and newcomers realising these difficulties to entry and getting salty about it. We need a huge jump forward in usability before we get mass adoption.
Gradually then suddenly.