Thanks for the thoughtful response. There are a lot of ultra-optimistic memes out there about BTC, and I am very skeptical of hype myself -- and would never give a blanket endorsement of all of it. But I have to add that during the last nine years of my learning journey, I have truly been amazed at the potential of Bitcoin. It really is a genius-level invention, well-aimed at the heart of the current fraudulent banking system.

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