Problem I have is that visa cards are necessary for car rental, AND EVEN TO STAY IN A HOTEL (for incidentals payment).

That's what ties me to the banking system. I can't imagine how people without credit cards (who travel) manage.

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Listened to this unchained pod recently and they mentioned “bitcoin credit cards”.

You’re absolutely right, thought, that too many fiat services still deem credit cards and their credit capacity as a golden standard. Something to think about

https://youtu.be/jncejv8npz8?si=6QbCfElXHUURVvjd

Credit cards are dominated by mastercars and visa, meaning any "crypto" or bitcoin credit card will be fully kyc and custodial.

Sadly